CONSUMER LOANS

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Auto Loan

Need direction? An auto loan from PCT Federal Credit Union can help you get to your destination! Whether you’re looking for a new or used vehicle, we have the right product for you.

Already financed through the dealership? No worries! Our auto loan refinancing option may save you time, money, and aggravation.

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Supplementary Auto Loan Products

Motorcycle Loan

Feel the freedom of the open road with a motorcycle loan from PCT Federal Credit Union. Now financing new and used motorcycles.

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Boat Loan

All aboard! PCT Federal Credit Union offers boat loans to suit your nautical needs. Let us be your safe harbor for financing new and used boats.

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Recreational Vehicle Loan

Hit the road with a recreational vehicle loan from PCT Federal Credit Union. We finance new RVs to help fund your next adventure.

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Personal Loan

Dreaming of a vacation or new living room set? Turn your dreams into a reality with an unsecured personal loan tailored to your needs! With flexible repayment terms and competitive rates, PCT Federal Credit Union can help you turn your vision into a reality.

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Share Secured Loan

Looking to build credit? A share secured loan is a great way to have access to funds without dipping into your savings. Let your money work for you by borrowing up to 95% of your overall savings account balance.

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Overdraft Line of Credit

We understand emergencies arise and mistakes happen. Take advantage of our overdraft line of credit product to ensure your checking account is protected. With automatic advances and no per-item charges, you can enjoy the convenience and peace of mind that your account is covered. Interest accrues on the outstanding balance.

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Fuel Line of Credit

Worried about paying the high costs of heating your home this year? Let us take care of your home-energy expenses with a fuel line of credit. When we receive your fuel bill, we will advance from your line to make the payment in full. Instead of having to pay the entire bill upfront, you will then only make low monthly payments to us until the balance is paid off.

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