Auto Loan Calculator

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Need direction? An auto loan from PCT Federal Credit Union can help you get to your destination! Whether you’re looking for a new or used vehicle, we have the right product for you.

Already financed through the dealership? No worries! Our auto loan refinancing option may save you time, money, and aggravation.

Auto Loan Rates

Loan Type APR
Max Term Mo. Pmt/$1,000
New & Used Car1,2,7 3.24% APR 60 Months $18.08
$60,000 Max 3.74% APR 61-84 Months $18.04

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Disclosures:

1 = Rates are determined by credit history. Your rate may be higher than the quoted rate.
2 = Requires an automatic payment deduction from a PCT Federal Credit Union checking or savings account.
3 = Other costs may apply in some circumstances. Example, discharge fees, trust-related costs, appraisal fees if needed.
4 = If the plan is closed within the first three years you will be liable to reimburse the credit union for any costs paid on your behalf. Any amount owed may be added to the principal balance.
5 = Annual Percentage Yield
6 = Limited time offers. Some restrictions may apply. Not valid on current PCTFCU loans.
7 = Maximum term allowed for loan is determined by the year of the vehicle.
8 = Loan funds are disbursed into member’s PCTFCU savings account and pledged as collateral on the loan. No funds will be disbursed to the member at loan closing. As payments are made, the funds will be released to the member. The granting of a Credit Builder Loan does not guarantee future loans.

Auto Loan Calculator