aaa



Savings and
Transaction
Accounts

Consumer Loans

Real Estate Loans

Loan Application

Other Products and Services

 


Savings & Transaction Accounts

  • Opening your share account establishes your membership in the Credit Union and entitles you to take advantage of all the services offered at PCTFCU.
  • Minimum balance required to open account is $5.00 ($25.00 if you have an open loan with the credit union).
  • Pays competitive dividends when you maintain an average daily balance of $50.00.
  • Dividends paid monthly.
  • Payroll deduction available.
  • Statement account. Quarterly statements mailed to all accountholders.

Money Market Account

  • Minimum balance of $2000.00 to earn dividend.
  • Four tier balance system determines dividend.  Check our rate table for current dividend rates.
  • Dividends paid monthly.
  • Unlimited withdrawals.
  • No fees.  No term restrictions.
  • Payroll deduction available.
  • Statement account.  Quarterly statements mailed to all account holders.

 Share Draft/Checking Account

  • Unlimited check writing.
  • No minimum balance required.
  • No per item or monthly service charges.
  • Entitles member to apply for a Visa Check card.
  • Internet access and Bill Payment Program available with CU in Homeroom with Bill Payer.
  • Five free ATM withdrawals per month. Plymouth County Teachers FCU is not responsible for additional charges from foreign ATMs.
  • Member of the SUM network.
  • Member of Moneypass network.
  • Member of NYCE Network Shared Deposit Program.
  • Overdraft protection available to cover unforeseen overdrafts.
  • Payroll deduction available.
  • Share account required.

 Club Accounts

Christmas Club

  • Save for holiday expenses throughout the year.
  • Payroll deduction available.
  • Matures September 30.
  • Transferred to share account on the first business day in October.

    Vacation Club

  • Save weekly, biweekly, or monthly for your vacation.
  • Payroll deduction available.
  • A check will be mailed to you upon your request.

 Share Certificates

  • An alternative investment option.
  • Set aside a specific dollar amount for a specific time period.
  • Earn higher dividend rates.
  • Terms range from six to sixty months.
  • Dividends compounded and paid on a monthly basis.
  • Check our rate tables for dividend rates and the required minimum balance.

 Individual Retirement Accounts

  • Unlike stocks or mutual funds, all PCTFCU IRA accounts are separately insured up to $250,000.00 by NCUA, an agency of the Federal Government.
  • PCTFCU offers all three IRA plans---Roth, Traditional and Coverdell Savings Account.
  • Invest funds in a variable rate or share certificate account.
  • Check our rate table for dividend rates, available terms and required minimum balance.

 Puppy Pals Savings Club

  • An account for children up to 12 years of age.
  • Learn to save and watch your account grow.
  • Prizes are earned as established savings goals are reached.
  • A parent or grandparent must be a member of PCTFCU.
  • See the Kids Zone for more information.

HOME

 

NCUA Share Insurance Sign
      Federally insured by NCUA