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HECM
Home Equity Conversion Mortgage
Our HECM is for Homeowners 62+ who want to secure funds using their home's equity with flexible loan options & repayment feature.
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MORTGAGES
Strike while the home buying market is HOT!
Work with our experienced lending team & enjoy rates as low as 4.265% APR*.
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Home Equity Line of Credit
It's Home Improvement Season!
Get your home ready for the warmer months! Open a HELOC with PCT & enjoy rates as low as 5.00% APR*.
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VISA® Credit Cards
Shop, Swipe & Earn Rewards!
Earn 1 point per $1 and combine your Debit and Credit to earn rewards faster!
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AUTO LOANS
PCT Federal Credit Union will be closed on Monday, May 27th in observance of Memorial Day. Normal business hours will resume on Tuesday, May 28th. We invite you to use our Online Banking, Mobile Banking & Drive-up ATM services during this time.
Our Visa Credit Card application is a fillable PDF. Please fill out application and mail, fax or bring it in to the branch. Please do not submit this application via unsecured email.
Download Application
Our Overdraft Protection application is a fillable PDF. Please fill out application and mail, fax or bring it in to the branch. Please do not submit this application via unsecured email.
[button color=”” url=”http://www.pctfcu.org/wp-content/uploads/2017/08/32983-Overdraft-Protection-LOC-FINAL.pdf”]Download Application[/button]