Specialty Accounts

Christmas Club

Avoid the stress of the holidays this year! Don't wait until the end of the year to start planning for the holidays. By saving regularly with a Christmas Club Savings Account, you can spread out the costs and enjoy a stress-free holiday season. 

Benefits to consider:

• Wide range of disbursement options available (including check, transfer, or continued savings)

• Flexibility to choose what works best for you 

• Account maturity date is set for October 1, so you can sit back and relax knowing your holiday expenses are taken care of

Scholarship Accounts

PCT Federal Credit Union takes great pride in providing Scholarship Accounts that cater to your unique needs. If you're seeking to honor a loved one or support a particular group of students, we're thrilled to offer you the assistance you need to effectively manage your funds. 

Keep in mind:

• At least one account signer must be a current member in good standing with PCT Federal Credit Union

Organization Accounts

In search of an account to streamline finances for your organization, association, or club? Look no further! Our Organization Account is designed to assist non-profits in efficiently managing various expenses, from club dues to fundraising projects.

Keep in mind:

• At least one account signer must be a current member in good standing with PCT Federal Credit Union

DBA Accounts

At PCT Federal Credit Union, we're dedicated to empowering small business owners to achieve their goals. As a sole proprietor, you can count on us to provide you with the tools you need to take your business to new heights. Our DBA (Doing Business As) Account is the perfect solution to keep your business and personal expenses separate.

Key details to consider:

• Take advantage of all the same features as our regular savings and checking accounts

• Manage your business finances efficiently and effectively with a team who supports you

Youth Savings Accounts

At PCT Federal Credit Union, we believe that it's never too early to start taking the first steps towards financial independence. We're committed to working with you and your child every step of the way! Our youth programs are designed to teach children how to manage their finances and appreciate the value of financial responsibility. Accounts are available to those who are under the age of 18.

Young Adult Accounts (ages 16-17)

• No minimum balance checking with Visa® Debit/ATM Card

• $5.00 minimum savings balance

• Primary account holder listed will be the young adult

Teen Accounts (ages 11-15)

• No minimum balance checking with Visa® Debit/ATM Card (parent/guardian consent required)

• $5.00 minimum savings balance

• Primary account holder listed will be the teen, with a parent/guardian as an optional joint owner

Minor Accounts (ages 10 and under)

• $5.00 minimum savings balance

• If the child is able to sign, they may be listed primary account holder with a parent/guardian as joint. If the child is unable to sign, the account must be opened as a Uniform Transfers to Minor Act (UTMA) account with a parent/guardian as a custodian with control over the account